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Alignment Health Heart & Diabetes Care (HMO C-SNP)
Alignment Health Plan

HMO C-SNPChronic or Disabling ConditionSanta Clara CountyIncludes Part DPlan year 2026
$0/momonthly premium
$1,990most you pay in-network per year
4overall CMS star rating
4,770members enrolled, January 2026

Plan-level limits

Premium, deductibles, and the most you can pay out of pocket in a year.

In-network out-of-pocket maximum$1,990
Plan premium, per month$0

What a year on this plan would likely cost

What you pay for care

In-network costs for every service in this plan's CMS benefit filing. A copay is a fixed dollar amount; coinsurance is a percentage of the bill.

18 services

Hospital stays

Inpatient hospital stay
Days 1–5$100 per day
Days 6–90$0 per day
Skilled nursing facility stay
Days 1–20$20 per day
Days 21–100$100 per day

Emergency and urgent care

Emergency room visit
$120
Copay
Emergency care outside the U.S.
Up to $25,000
Allowance

Mental health and substance use

Opioid treatment program
20%
Coinsurance — your share of the bill
Partial hospitalization program
$15
Copay
Referral required
Prior authorization required

Tests, labs and imaging

Therapeutic radiology
20%
Coinsurance — your share of the bill

Outpatient hospital and surgery

Outpatient hospital services
$200
Copay
Ambulatory surgical center
$100
Copay

Ambulance

Ground ambulance
$100
Copay
Air ambulance
$125
Copay

Medical equipment and supplies

Durable medical equipment
0–20%
Coinsurance, depends on the service

Dialysis

Dialysis
20%
Coinsurance — your share of the bill

Part B drugs

Part B drugs
0–20%
Coinsurance, depends on the service
Chemotherapy drugs
0–20%
Coinsurance, depends on the service
Part B insulin
0–20%
Coinsurance, depends on the service
Never more than $35 for a one-month supply

Vision

Eyewear allowance
Up to $200 per year
Allowance

Extra benefits

Over-the-counter items
Up to $25 per month
Allowance

Extra benefits beyond Original Medicare

Supplemental benefits this plan filed with CMS, with the cap and period exactly as filed.

4 offered · 18 not offered

Personal Emergency Response System (PERS)

Cost not publishedMandatory · prior authorization required
Included

In-Home Support Services

Cost not publishedMandatory · prior authorization required
Included

Support for Caregivers of Enrollees

Respite Care

up to $300 Every yearMandatory · prior authorization required
Included

Fitness Benefit

Physical Fitness

Cost not publishedMandatory · prior authorization required
Included

Not offered by this plan

Health EducationIn-Home Safety AssessmentMedical Nutrition Therapy (MNT)Post discharge In-Home Medication ReconciliationRe-admission PreventionWigs for Hair Loss Related to ChemotherapyWeight Management ProgramsAlternative TherapiesTherapeutic MassageAdult Day Health ServicesNutritional/Dietary BenefitHome-Based Palliative CareAdditional Sessions of Smoking and Tobacco Cessation CounselingEnhanced Disease ManagementTelemonitoring ServicesRemote Access Technologies (including Web/Phone-based technologies and Nursing Hotline)Home and Bathroom Safety Devices and ModificationsCounseling Services

Dental

No dental deductible.

Preventive

Oral examsBoth, prior authorization
CleaningsBoth
X-raysBoth
Fluoride treatmentBoth

Comprehensive

Restorative (fillings)$20–$400 copay
Endodontics (root canals)$25–$350 copay
Periodontics (gum treatment)$15–$550 copay
Oral surgery$25–$250 copay
Fixed prosthodontics (crowns, bridges)$40–$400 copay
Removable prosthodontics (dentures)$20–$570 copay

Prescription drugs (Part D)

$0 annual drug deductible · 6 formulary tiers · mail order available. Costs shown for a 30-day supply.

Initial coverage

TierPreferred retailStandard retailMail orderInsulinDeductible
1. Preferred GenericNo copayWaived
2. Generic$5 copayWaived
3. Preferred Brand$30 copayWaived
4. Non-Preferred Drug50% coinsuranceWaived
5. Specialty Tier specialty33% coinsuranceWaived
6. Select Care Drugs$5 copayWaived

Catastrophic (after the out-of-pocket threshold)

TierPreferred retailStandard retailMail orderInsulinDeductible
1. Preferred GenericNo copayNo copayNo copayWaived
2. GenericNo copayNo copayNo copayWaived
3. Preferred BrandNo copayNo copayNo copayWaived
4. Non-Preferred Drug0% coinsurance0% coinsurance0% coinsuranceWaived
5. Specialty Tier specialtyNo copayNo copayNo copayWaived
6. Select Care DrugsNo copayNo copayNo copayWaived

Out-of-pocket threshold for the catastrophic phase: $2,100.

Is my medicine on this plan’s list?

Pharmacies near you in this plan's network

From the plan's filed Part D pharmacy network, matched to geocoded pharmacy locations. Preferred pharmacies come first: they carry the lower copay column in the tier table above. The ZIP you enter stays in this browser.

CMS star ratings

Star ratings are set by CMS for the whole contract, so every plan under this contract shares them.

43 measures
4 out of 5Overall rating
3.5 out of 5Health services (Part C)
3.5 out of 5Drug plan (Part D)

Staying healthy: screenings, tests and vaccines

4
  • Annual flu vaccine4
  • Breast cancer screening4
  • Colorectal cancer screening5
  • Monitoring physical activity4
  • Improving or maintaining mental health2
  • Improving or maintaining physical health5

Managing chronic (long-term) conditions

4
  • Readmissions4
  • Kidney health4
  • Blood pressure5
  • Reducing falls3
  • Statin therapy4
  • Pain assessment4
  • Bladder control5
  • Medication review5
  • Diabetes eye exam5
  • Transitions of care3
  • Diabetes blood sugar4
  • Osteoporosis management5
  • Followup after emergency department visit3
  • Medication reconciliation5
  • Special needs plan SNP care management5

Member experience with the health plan

3
  • Customer service2
  • Healthcare quality3
  • Health plan rating4
  • Getting needed care1
  • Getting appointments3

Member complaints and changes in the plan's performance

4
  • Complaints4
  • Members leaving4
  • Quality improvement3

Health plan customer service

3
  • Call center5
  • Timely decisions3
  • Appeals decisions2

Drug plan customer service

5
  • Call center foreign language interpreter and TTY availability5

Drug plan complaints and changes

3
  • Complaints4
  • Members leaving4
  • Quality improvement1

Member experience with the drug plan

  • Drug plan rating4

Drug safety and accuracy of drug pricing

5
  • Price accuracy5
  • Statin diabetes5
  • Medication therapy management comprehensive medication review completion5
  • Medication adherence for diabetes medications4
  • Medication adherence for hypertension RAS antagonists s5
  • Medication adherence for cholesterol statins4

Why members leave this contract

Problems with coverage of doctors and hospitals
31%
Plan would not provide or pay for needed care
19%
Trouble getting information or help from the plan
14%
Cost and other financial reasons
14%

Service area and network

Sold in 19 California counties.

AlamedaFresnoLos AngelesMaderaMarinMercedOrangePlacerRiversideSacramentoSan BernardinoSan DiegoSan FranciscoSan JoaquinSan Luis ObispoSanta ClaraStanislausVenturaYolo

Doctor directory

20,946 providers are named in Alignment Health Plan’s directory for this plan, dated Jul 31, 2026.

A doctor named there is listed. A doctor missing from it is unknown, never out of network: carrier directories are partial and change monthly. Open the carrier directory

Contract with Medicare sinceJul 1, 2005
Medicare Advantage regionCalifornia

Ask about this plan

A question box grounded in this plan's filed benefits, drug list, and pharmacy network. It reads the same records shown on this page and says so when something is not filed.

Answers come from this plan’s filed benefits, drug list, and pharmacy network. They are not enrollment advice; the Evidence of Coverage is the final word.