Built by a Former HICAP Counselor
Your personalMedicare advisor
Tell us about your doctors, medications, and budget. We'll find your perfect plan.
Find My Perfect Plan100% Free
No signup required
Talk to a human anytime
We compare plans from every major carrier
Aetna
Blue Cross
Cigna
Humana
Kaiser
UnitedHealthcare
Anthem
Wellcare
"After years as a HICAP counselor, I watched thousands struggle with Medicare. Generic advice. Confusing options. Long hold times. So I built the personalized advisor I wished existed."
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UniHealth Founder
Former HICAP Counselor • LTC Ombudsman
Comprehensive Analysis
Everything we check to find your perfect plan
We analyze all of this for you — so you don't have to figure it out alone
What we check for Original Medicare
Enrollment timing, costs, penalties, and income adjustments
We know your enrollment window
Your 7-month IEP around your 65th birthday
Mar → Jun → Sep
We flag any penalties
10% per year late — it's permanent
24 months late
Penalty
20%
Monthly
+$35
We calculate income surcharges
IRMAA for high earners (>$103k)
$150,000
Part B
+$185
Part D
+$35.3
We verify your Part A/B costs
Part A (Hospital)$0
Part B (Medical)$174.70/mo
Part B Deductible$240/yr
We check employer coverage rules
20+ employees
Can delay Part B safely
<20 employees
Must enroll on time
We understand federal benefits
FEHB Coordination
Special rules for federal employees
PSHB (Postal)
New 2025 requirements
See It In Action
Ask anything. Get personalized answers.
Not generic info — answers based on YOUR doctors, meds, and situation
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Your Medicare Advisor
Personalized guidance
Is my cardiologist Dr. Wilson in-network?
Let me check... Yes! Dr. James Wilson is in-network with 8 MA plans in your area. The best option is Kaiser Senior Advantage — $0 premium, 5-star rating, and all 3 of your doctors are covered.
Explore Medicare Options
Compare plans and find what works for you
Plan Comparison Tool
Search and compare Medicare Advantage, Part D, and Medigap plans in your area
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Ready to find your perfect plan?
Tell us about yourself. We'll handle the rest.
Start My Free ConsultationNo signup • No pressure • Talk to a human anytime