Medicare + Medi-CalKeep compatible coverage togetherMedicare generally pays first
Work togetherAvailable now in Santa Clara County
Your health coverage, care, and benefits—one clear picture.
UniHealth looks across Medicare, Medi-Cal, employer and retiree coverage, the ACA Marketplace, VA health care, TRICARE, prescriptions, care needs, food, cash, and local support. See what may help, what works together, what could conflict, and what to do next.
No name or ID numbers. A photo of a Medicare card is optional, read once, and never stored. Nothing is saved or submitted; program agencies and plans make the final decisions.
Your coordinated picture
Example of how UniHealth connects the piecesQMB + Extra HelpLower Medicare and prescription costsExtra Help may follow automatically
May lower costsIRMAA premium reviewCheck a higher Medicare premiumA work change may support reconsideration
Review rightsRetiree coverageCoordinate it with MedicareMedicare generally pays first
Payer orderWhat the check does
Every Medicare choice in Santa Clara County, worked out for one person.
One set of broad answers runs against every plan sold in the county, every carrier directory, every drug list, live Medigap and dental quotes, and 66 county programs. Nothing is saved.
Programs, timing, and what to do next
The whole picture, in order
Medi-Cal, Medicare Savings Programs, Extra Help, IRMAA, care at home, food, transportation, and caregiver support, each under its own rules, plus your sign-up windows and any late-enrollment penalty. Every plan page answers questions grounded in that plan’s filed benefits.- Enrollment windows and penalties from your dates
- Who pays first when coverage overlaps
- A photo of the Medicare card can fill in the dates
Plans ranked by what a year would cost
Not just the premium
Every Medicare Advantage plan and Original Medicare with Plan G or N, ranked by premium plus the care you expect: visits, hospital days, tests, medicines, dental. Extra Help and a Medicare Savings Program change the math, and your current plan is marked so you can see what switching would change.- 46 county plans plus 12 statewide drug plans
- Nine expected-care scenarios
- Side-by-side comparison with a plain-language explanation
Doctors and medicines checked plan by plan
Keep who and what you rely on
Name the doctors you want to keep and see which carrier directories list them. Add your medicines and see, for each plan, whether they are on the drug list, their tier, restrictions, an estimated monthly cost, and the nearest in-network pharmacy. And the people who rely on you, or whom you rely on: if someone gives unpaid care, the same check surfaces respite and caregiver programs so that person can take a break without the care stopping.- Carrier directories for all 46 plans, dated
- Formulary and pricing for every drug plan
- Pharmacies near you with what a fill would cost
- Respite and caregiver programs in the county, with where they are
Medigap, dental, vision, and hearing
Real quotes, not brochures
Carrier premiums for every Medigap plan letter priced for your ZIP, age, and tobacco use, with each carrier’s rate history, financial rating, and health questions. Stand-alone dental, vision, and hearing plans priced the same way.- Guaranteed-issue window checked from your Part B date
- Rate increase history per carrier
- Underwriting self-check before you call
One complete picture
Programs are only part of the picture.
The real question is not simply what you may qualify for. It is which combination of coverage, cost help, care, and support makes sense together—and what should happen first.
Coverage and Medicare costs
Medicare, Medi-Cal, Medicare Savings Programs, Extra Help, IRMAA, and the way a person receives Medicare.
Other health coverage
Current-employer coverage, COBRA, retiree plans, the ACA Marketplace, VA health care, and TRICARE.
Care and daily life
Doctors, prescriptions, care at home, long-term services, food, transportation, and caregiver support.
Decisions, rights, and next steps
Possible eligibility, agency assessments, coverage choices, reconsideration rights, and the order that protects existing help.
Each program keeps its own rules and decision-maker. UniHealth connects the results without turning a possible match into an approval.
How UniHealth helps
One guided check. One coordinated result.
Start with a private, no-storage check. UniHealth evaluates the pieces separately, connects how they affect one another, and shows the next steps in plain language.
- 1
Start with your situation
Share only broad facts about coverage, costs, care needs, and your household. No name or ID numbers; a photo of the Medicare card is optional and never stored.
- 2
See the whole picture
UniHealth checks programs, Medicare costs, and other coverage systems under their own rules.
- 3
Understand what affects what
See what can work together, what replaces another option, who generally pays first, and where rights need review.
- 4
Know what to do next
See what to keep, confirm, apply for, compare, or gather. Nothing is submitted, signed, or sent.
Current coverage
Built for Santa Clara County today.
We’re starting with one county so coverage rules, public programs, official sources, and next steps can be checked carefully as one system.
Other counties and states are not available yet. Join the expansion list below and we’ll tell you when that changes.
Expansion updates
Not in Santa Clara County yet?
Join the list and we’ll let you know when UniHealth opens in another county or state.