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Senior Care (HMO I-SNP)
Align Senior Care

HMO I-SNPInstitutionalSanta Clara CountyIncludes Part DPlan year 2026
$12/momonthly premium
$9,250most you pay in-network per year
Not Enough Data Availableoverall CMS star rating
82members enrolled, January 2026

Plan-level limits

Premium, deductibles, and the most you can pay out of pocket in a year.

In-network out-of-pocket maximum$9,250
Plan premium, per month$0

What a year on this plan would likely cost

What you pay for care

In-network costs for every service in this plan's CMS benefit filing. A copay is a fixed dollar amount; coinsurance is a percentage of the bill.

37 services

Hospital stays

Inpatient hospital stay
Days 1–10$235 per day
Days 11–90$0 per day
Skilled nursing facility stay
Days 1–100$0 per day

Doctor visits

Specialist visit
0–20%
Coinsurance, depends on the service
Telehealth visit
0–20%
Coinsurance, depends on the service
Other health care professional
20%
Coinsurance — your share of the bill
Chiropractic care (Medicare-covered)
20%
Coinsurance — your share of the bill
Podiatry (Medicare-covered)
20%
Coinsurance — your share of the bill

Emergency and urgent care

Emergency room visit
$90
Copay
Urgent care visit
$40
Copay

Mental health and substance use

Partial hospitalization program
20%
Coinsurance — your share of the bill

Therapy and rehabilitation

Occupational therapy
20%
Coinsurance — your share of the bill
Physical and speech therapy
20%
Coinsurance — your share of the bill
Cardiac rehabilitation
20%
Coinsurance — your share of the bill
Intensive cardiac rehabilitation
20%
Coinsurance — your share of the bill
Pulmonary rehabilitation
20%
Coinsurance — your share of the bill
Supervised exercise therapy for peripheral artery disease
20%
Coinsurance — your share of the bill

Tests, labs and imaging

Diagnostic tests
20%
Coinsurance — your share of the bill
Diagnostic radiology (MRI, CT, PET)
20%
Coinsurance — your share of the bill
Therapeutic radiology
20%
Coinsurance — your share of the bill

Outpatient hospital and surgery

Outpatient hospital services
20%
Coinsurance — your share of the bill
Ambulatory surgical center
20%
Coinsurance — your share of the bill
Observation services
$100
Copay
Blood services
20%
Coinsurance — your share of the bill

Ambulance

Ground ambulance
20%
Coinsurance — your share of the bill
Air ambulance
20%
Coinsurance — your share of the bill

Medical equipment and supplies

Durable medical equipment
20%
Coinsurance — your share of the bill
Medical supplies
20%
Coinsurance — your share of the bill
Prosthetic devices
20%
Coinsurance — your share of the bill

Dialysis

Dialysis
20%
Coinsurance — your share of the bill

Part B drugs

Part B drugs
0–20%
Coinsurance, depends on the service
Chemotherapy drugs
0–20%
Coinsurance, depends on the service
Part B insulin
0–20%
Coinsurance, depends on the service
Never more than $35 for a one-month supply

Vision

Eye exam (Medicare-covered)
20%
Coinsurance — your share of the bill
Eyewear after cataract surgery (Medicare-covered)
20%
Coinsurance — your share of the bill
Eyewear allowance
Up to $275 per year
Allowance

Hearing

Hearing exam (Medicare-covered)
20%
Coinsurance — your share of the bill
Prescription hearing aids
Up to $1,550 per year, both ears combined
Allowance

Extra benefits beyond Original Medicare

Supplemental benefits this plan filed with CMS, with the cap and period exactly as filed.

1 offered · 21 not offered

In-Home Support Services

Cost not publishedMandatory
Included

Not offered by this plan

Health EducationIn-Home Safety AssessmentPersonal Emergency Response System (PERS)Medical Nutrition Therapy (MNT)Post discharge In-Home Medication ReconciliationRe-admission PreventionWigs for Hair Loss Related to ChemotherapyWeight Management ProgramsAlternative TherapiesTherapeutic MassageAdult Day Health ServicesNutritional/Dietary BenefitHome-Based Palliative CareSupport for Caregivers of EnrolleesAdditional Sessions of Smoking and Tobacco Cessation CounselingFitness BenefitEnhanced Disease ManagementTelemonitoring ServicesRemote Access Technologies (including Web/Phone-based technologies and Nursing Hotline)Home and Bathroom Safety Devices and ModificationsCounseling Services

Dental

No dental deductible.

Preventive

Oral examsMandatory
CleaningsMandatory
X-raysMandatory
Fluoride treatmentMandatory
Other diagnostic servicesMandatory

Comprehensive

Restorative (fillings)Mandatory
Endodontics (root canals)Mandatory
Periodontics (gum treatment)Mandatory
Oral surgeryMandatory
Fixed prosthodontics (crowns, bridges)Mandatory
Removable prosthodontics (dentures)Mandatory
Adjunctive general servicesMandatory

Prescription drugs (Part D)

$615 annual drug deductible · mail order available. Costs shown for a 30-day supply.

Initial coverage

TierPreferred retailStandard retailMail orderInsulinDeductible
1. Tier 125% coinsuranceApplies

Catastrophic (after the out-of-pocket threshold)

TierPreferred retailStandard retailMail orderInsulinDeductible
1. Tier 10% coinsurance0% coinsurance0% coinsuranceApplies

Out-of-pocket threshold for the catastrophic phase: $2,100.

Is my medicine on this plan’s list?

Pharmacies near you in this plan's network

From the plan's filed Part D pharmacy network, matched to geocoded pharmacy locations. Preferred pharmacies come first: they carry the lower copay column in the tier table above. The ZIP you enter stays in this browser.

CMS star ratings

Star ratings are set by CMS for the whole contract, so every plan under this contract shares them.

7 measures
Not yet ratedNot yet ratedOverall rating
Not yet ratedNot yet ratedHealth services (Part C)
Not yet ratedNot yet ratedDrug plan (Part D)

Managing chronic (long-term) conditions

  • Special needs plan SNP care management4

Health plan customer service

  • Call center3

Drug plan customer service

5
  • Call center foreign language interpreter and TTY availability5

Drug safety and accuracy of drug pricing

4
  • Price accuracy5
  • Medication therapy management comprehensive medication review completion4
  • Medication adherence for hypertension RAS antagonists s3
  • Medication adherence for cholesterol statins5

Service area and network

Sold in 8 California counties.

AlamedaLos AngelesMarinOrangeRiversideSan FranciscoSan MateoSanta Clara

Doctor directory

1,110 providers are named in Align Senior Care’s directory for this plan, dated Jul 31, 2026.

A doctor named there is listed. A doctor missing from it is unknown, never out of network: carrier directories are partial and change monthly. Open the carrier directory

Contract with Medicare sinceJan 1, 2022
Medicare Advantage regionCalifornia

Ask about this plan

A question box grounded in this plan's filed benefits, drug list, and pharmacy network. It reads the same records shown on this page and says so when something is not filed.

Answers come from this plan’s filed benefits, drug list, and pharmacy network. They are not enrollment advice; the Evidence of Coverage is the final word.