Kaiser Permanente Dual Complete North P20 (HMO D-SNP)
Kaiser Permanente · HMO D-SNP · 2027 coverage
The big numbers
The plan premium is on top of your Part B premium.
- Monthly premium
- $0
- Tied for lowest here
- Most you pay in a year for covered care in network
- $9,850
- Drug deductible
- $700
- Medicare star rating
- No rating yet
This is a special needs plan. Only some people can join: Dual-Eligible.
In plain English
Compared with the 3 other plans in Stanislaus County that the same person could join.
What stands out
- No monthly premium, tied for lowest here
Watch out for
- No dental extra, though most plans here have one
- No hearing extra, though most plans here have one
- You need a referral to see a specialist
What a year could cost
Premiums plus the plan’s copays for three example years. Medicines are not included.
- A light year$0$0 in premiums + $0 for careTied for lowest here2 checkups and 2 lab tests.
- A busier year$0$0 in premiums + $0 for careLowest of 4 plans here4 checkups, 4 specialist visits, 4 lab tests, 1 X-ray and 1 urgent care visit.
- A hard year$3,745$0 in premiums + $3,745 for careHighest of 4 plans here6 checkups, 12 specialist visits, 6 lab tests, 2 scans, an ambulance ride, an ER visit and a 5-day hospital stay.Uses the highest listed cost for: MRI, CT and other scans.
The visit counts are examples we chose to show how costs add up, not a prediction. Your costs depend on the care you get.
What you pay for care
Your cost each time, at doctors and hospitals in the plan’s network.
- Primary care visit$0
- Specialist visit$0Referral needed
- Urgent care$0
- Emergency room$115Not charged if you stay in the hospital within 24 hours
- Hospital stay$450 a day for days 1 to 5, then $0 for days 6 to 90Referral neededPlan approval may be needed
- Lab tests$0Referral needed
More care: surgery, X-rays, scans, ambulance, nursing home
- Outpatient surgery center$450
- Outpatient hospital care$0 to $450Depends on the service
- X-rays$0Referral needed
- MRI, CT and other scans$0 to $375Depends on the serviceReferral needed
- Ground ambulance$630
- Skilled nursing facility$0 for days 1 to 20, then $221 a day for days 21 to 100Referral needed
From the costs the plan filed with Medicare for 2027. A range like “$0 to $100” means the cost depends on the service or the place. “Lower than most” compares this plan with the 3 other plans in Stanislaus County that the same person could join. Ask the plan for its 2027 Evidence of Coverage booklet for the full rules.
What medicines cost
| Drug tier | Network pharmacy |
|---|---|
| 1Preferred Generic | $0 |
| 2Generic | $0 |
| 3Preferred Brand | $0 |
| 4Non-Preferred DrugAfter the deductible | 25% of the price |
| 5Specialty TierAfter the deductible | 25% of the price |
| 6Vaccines | $0 |
For a 1-month supply. The $700 drug deductible applies only to the tiers marked. Covered insulin costs at most $35 for a month’s supply. Your medicine’s tier is on the plan’s drug list; check it below.
Check my medicines
See if this plan covers each medicine you take in 2027, and what a month costs.
Type the name on the bottle. Add the strength to narrow it down.
Add each medicine once. We’ll show if this plan covers it, what a month costs, and any rules.
Extras
Help Original Medicare doesn’t give you.
- Dental Not included
- Vision IncludedYearly eye exam: $0. Glasses or contacts covered.Eyewear: plan pays up to $350 a year.
- Hearing Not included
- Over-the-counter items IncludedUp to $75 every three months for things like vitamins, pain relief and bandages.Unused money does not carry over.
- Fitness IncludedIncludes gym or fitness classes, a home fitness kit and memory fitness.
- Rides to care IncludedRides to medical visits, no set number.
What changed from 2026
- Most you pay in a year2026$9,2502027$9,850
- Drug deductible2026$6152027$700
- Outpatient surgery center2026$4752027$450
- Outpatient hospital care2026$0 to $4752027$0 to $450
- MRI, CT and other scans2026$0 to $5002027$0 to $375
- Ground ambulance2026$4002027$630
- Skilled nursing facility2026$0 for days 1 to 20, then $214 a day for days 21 to 1002027$0 for days 1 to 20, then $221 a day for days 21 to 100
- Fitness2026Includes gym or fitness classes and memory fitness2027Includes gym or fitness classes, a home fitness kit and memory fitness
- Rides to care2026Not covered2027Rides to medical visits, no set number
Is my doctor in this plan?
Look up your doctors, then confirm with their office.
Call each doctor’s office and ask:
“Do you take Kaiser Permanente Dual Complete North P20 (HMO D-SNP), plan number H8794-020, for 2027?”