SCAN Classic (HMO)
SCAN Health Plan · HMO · 2027 coverage
The big numbers
The plan premium is on top of your Part B premium.
- Monthly premium
- $25
- Lower than most plans here
- Most you pay in a year for covered care in network
- $4,200
- Drug deductible
- $450
- Highest of 6 plans here
- Medicare star rating
- No rating yet
In plain English
Compared with the 6 other plans in Sonoma County that the same person could join.
What stands out
- $25 monthly premium, lower than most plans here
- $1,250 for a 5-day hospital stay, lower than most plans here
- $10 for specialist visits, lower than most plans here
- Dental, vision and hearing extras included
Watch out for
- $450 drug deductible, highest of 6 plans here
- You need a referral to see a specialist
- Covers only the plan’s own doctors and hospitals, except in an emergency or for urgent care
What a year could cost
Premiums plus the plan’s copays for three example years. Medicines are not included.
- A light year$300$300 in premiums + $0 for careLower than most plans here2 checkups and 2 lab tests.
- A busier year$340$300 in premiums + $40 for careLower than most plans here4 checkups, 4 specialist visits, 4 lab tests, 1 X-ray and 1 urgent care visit.
- A hard year$2,100$300 in premiums + $1,800 for careLower than most plans here6 checkups, 12 specialist visits, 6 lab tests, 2 scans, an ambulance ride, an ER visit and a 5-day hospital stay.Uses the highest listed cost for: MRI, CT and other scans.
The visit counts are examples we chose to show how costs add up, not a prediction. Your costs depend on the care you get.
What you pay for care
Your cost each time, at doctors and hospitals in the plan’s network.
- Primary care visit$0
- Specialist visit$10Lower than most plans hereReferral neededPlan approval may be needed
- Urgent care$0
- Emergency room$130Not charged if you stay in the hospital
- Hospital stay$250 a day for days 1 to 5, then $0 for days 6 to 90Lower than most plans hereReferral neededPlan approval may be needed
- Lab tests$0Referral neededPlan approval may be needed
More care: surgery, X-rays, scans, ambulance, nursing home
- Outpatient surgery center$0 to $100Depends on the serviceReferral neededPlan approval may be needed
- Outpatient hospital care$0 to $150Depends on the service
- X-rays$0Tied for lowest hereReferral neededPlan approval may be needed
- MRI, CT and other scans$0 to $75Depends on the serviceReferral neededPlan approval may be needed
- Ground ambulance$150Tied for lowest herePlan approval may be needed
- Skilled nursing facility$0 for days 1 to 20, then $200 a day for days 21 to 100Referral neededPlan approval may be needed
From the costs the plan filed with Medicare for 2027. A range like “$0 to $100” means the cost depends on the service or the place. “Lower than most” compares this plan with the 6 other plans in Sonoma County that the same person could join. Read the plan’s 2027 booklet (PDF)
What medicines cost
| Drug tier | Preferred pharmacy | Other network pharmacy |
|---|---|---|
| 1Preferred Generic | $0 | $5 |
| 2Generic | $0 | $10 |
| 3Preferred BrandAfter the deductible | $42 | $47 |
| 4Non-Preferred DrugAfter the deductible | 35% of the price | 35% of the price |
| 5Specialty TierAfter the deductible | 28% of the price | 28% of the price |
For a 1-month supply. The $450 drug deductible applies only to the tiers marked. Covered insulin costs at most $35 for a month’s supply. Your medicine’s tier is on the plan’s drug list; check it below.
Check my medicines
See if this plan covers each medicine you take in 2027, and what a month costs.
Type the name on the bottle. Add the strength to narrow it down.
Add each medicine once. We’ll show if this plan covers it, what a month costs, and any rules.
Extras
Help Original Medicare doesn’t give you.
- Dental IncludedCleanings and exams: $0. Fillings, crowns and dentures: you pay 25%.Plan pays up to $1,000 a year.
- Vision IncludedRoutine eye exam covered. Glasses or contacts covered.Eyewear: plan pays up to $100 a year.
- Hearing IncludedRoutine hearing test covered. Hearing aids covered.
- Over-the-counter items IncludedUp to $45 every three months for things like vitamins, pain relief and bandages.Unused money does not carry over.
- Fitness IncludedIncludes gym or fitness classes.
- Rides to care Not included
Is my doctor in this plan?
Look up your doctors, then confirm with their office.
Call each doctor’s office and ask:
“Do you take SCAN Classic (HMO), plan number H5425-153, for 2027?”