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2027 Medicare plans

Alignment Health Honor Plus 060 (HMO)

Alignment Health Plan · HMO · 2027 coverage

Plan ID H3815_060_000 · Coverage begins January 1, 2027

The big numbers

The plan premium is on top of your Part B premium.

Monthly premium
$7.30
Higher than most plans here
Most you pay in a year for covered care in network
$9,850
Highest of 14 plans here
Drug deductible
$700
Tied for highest here
Medicare star rating
No rating yet

In plain English

Compared with the 13 other plans in Kings County that the same person could join.

What stands out

  • Dental, vision and hearing extras included

Watch out for

  • $7.30 monthly premium, higher than most plans here
  • Up to $9,850 a year for covered care, highest of 14 plans here
  • $700 drug deductible, tied for highest here
  • You need a referral to see a specialist

What a year could cost

Premiums plus the plan’s copays for three example years. Medicines are not included.

  • A light year$87.60$87.60 in premiums + $0 for careHigher than most plans here2 checkups and 2 lab tests.Not counted, because the plan charges a percentage: Lab tests.
  • A busier year$87.60$87.60 in premiums + $0 for careLower than most plans here4 checkups, 4 specialist visits, 4 lab tests, 1 X-ray and 1 urgent care visit.Not counted, because the plan charges a percentage: Lab tests, Urgent care.
  • A hard year$87.60$87.60 in premiums + $0 for careLowest of 14 plans here6 checkups, 12 specialist visits, 6 lab tests, 2 scans, an ambulance ride, an ER visit and a 5-day hospital stay.Not counted, because the plan charges a percentage: Lab tests, Ground ambulance, Emergency room, Hospital stay.

The visit counts are examples we chose to show how costs add up, not a prediction. Your costs depend on the care you get.

What you pay for care

Your cost each time, at doctors and hospitals in the plan’s network.

  • Primary care visit$0
  • Specialist visit$0Referral neededPlan approval may be needed
  • Urgent care20%
  • Emergency room20%
  • Lab tests20%Referral neededPlan approval may be needed
More care: surgery, X-rays, scans, ambulance, nursing home
  • Outpatient surgery center20%Referral neededPlan approval may be needed
  • Outpatient hospital care20%
  • X-rays$0Referral neededPlan approval may be needed
  • MRI, CT and other scans$0Referral neededPlan approval may be needed
  • Ground ambulance20%Plan approval may be needed

From the costs the plan filed with Medicare for 2027. A range like “$0 to $100” means the cost depends on the service or the place. “Lower than most” compares this plan with the 13 other plans in Kings County that the same person could join. Read the plan’s 2027 booklet (PDF)

What medicines cost

Drug tierNetwork pharmacy
1Preferred Generic$0
2Generic25% of the price
3Preferred BrandAfter the deductible25% of the price
4Non-Preferred DrugAfter the deductible27% of the price
5Specialty TierAfter the deductible25% of the price
6Select Care Drugs$5

For a 1-month supply. The $700 drug deductible applies only to the tiers marked. Covered insulin costs at most $35 for a month’s supply. Your medicine’s tier is on the plan’s drug list; check it below.

Check my medicines

See if this plan covers each medicine you take in 2027, and what a month costs.

Type the name on the bottle. Add the strength to narrow it down.

Add each medicine once. We’ll show if this plan covers it, what a month costs, and any rules.

Extras

Help Original Medicare doesn’t give you.

  • Dental IncludedCleanings and exams: $0. Fillings, crowns and dentures: you pay $0.Plan pays up to $500 every three months.
  • Vision IncludedYearly eye exam: $0. Glasses or contacts covered.Eyewear: plan pays up to $500 every two years.
  • Hearing IncludedHearing test: $0.
  • Over-the-counter items IncludedUp to $97 a month for things like vitamins, pain relief and bandages.Unused money does not carry over.
  • Fitness IncludedIncludes gym or fitness classes and a home fitness kit.
  • Rides to care Included50 one-way rides to medical visits a year.

Is my doctor in this plan?

Look up your doctors, then confirm with their office.

Call each doctor’s office and ask:

“Do you take Alignment Health Honor Plus 060 (HMO), plan number H3815-060, for 2027?”

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