CCHP Senior Value Program (HMO)
CCHP (Chinese Community Health Plan) · HMO · 2027 coverage
The big numbers
The plan premium is on top of your Part B premium.
- Monthly premium
- $0
- Most you pay in a year for covered care in network
- $6,000
- Higher than most plans here
- Drug deductible
- $0
- Tied for lowest here
- Medicare star rating
- No rating yet
In plain English
Compared with the 15 other plans in Alameda County that the same person could join.
What stands out
- No monthly premium
- $0 for a 5-day hospital stay, tied for lowest here
- No drug deductible, tied for lowest here
- Dental, vision and hearing extras included
Watch out for
- Up to $6,000 a year for covered care, higher than most plans here
- $20 for specialist visits, higher than most plans here
- $50 for urgent care, tied for highest here
- You need a referral to see a specialist
What a year could cost
Premiums plus the plan’s copays for three example years. Medicines are not included.
- A light year$10$0 in premiums + $10 for care2 checkups and 2 lab tests.
- A busier year$155$0 in premiums + $155 for careHigher than most plans here4 checkups, 4 specialist visits, 4 lab tests, 1 X-ray and 1 urgent care visit.
- A hard year$860$0 in premiums + $860 for careLower than most plans here6 checkups, 12 specialist visits, 6 lab tests, 2 scans, an ambulance ride, an ER visit and a 5-day hospital stay.
The visit counts are examples we chose to show how costs add up, not a prediction. Your costs depend on the care you get.
What you pay for care
Your cost each time, at doctors and hospitals in the plan’s network.
- Primary care visit$0
- Specialist visit$20Higher than most plans hereReferral neededPlan approval may be needed
- Urgent care$50Tied for highest here
- Emergency room$130Not charged if you stay in the hospital within 24 hours
- Hospital stay$0 for days 1 to 90Tied for lowest hereReferral neededPlan approval may be neededCost can differ by hospital
- Lab tests$5Highest of 15 plans hereReferral neededPlan approval may be needed
More care: surgery, X-rays, scans, ambulance, nursing home
- Outpatient surgery center$300Higher than most plans hereReferral neededPlan approval may be needed
- Outpatient hospital care$0 to $310Depends on the service
- X-rays$5Higher than most plans hereReferral neededPlan approval may be needed
- MRI, CT and other scans$80Higher than most plans hereReferral neededPlan approval may be needed
- Ground ambulance$300Higher than most plans herePlan approval may be needed
- Skilled nursing facility$0 for days 1 to 100Referral neededPlan approval may be neededCost can differ by facility
From the costs the plan filed with Medicare for 2027. A range like “$0 to $100” means the cost depends on the service or the place. “Lower than most” compares this plan with the 15 other plans in Alameda County that the same person could join. Read the plan’s 2027 booklet (PDF)
What medicines cost
| Drug tier | Preferred pharmacy | Other network pharmacy |
|---|---|---|
| 1Preferred Generic | $0 | $5 |
| 2Generic | $13 | $15 |
| 3Preferred Brand | $45 | $47 |
| 4Non-Preferred Drug | $100 | $100 |
| 5Specialty Tier | 33% of the price | 33% of the price |
For a 1-month supply. Covered insulin costs at most $35 for a month’s supply. Your medicine’s tier is on the plan’s drug list; check it below.
Check my medicines
See if this plan covers each medicine you take in 2027, and what a month costs.
Type the name on the bottle. Add the strength to narrow it down.
Add each medicine once. We’ll show if this plan covers it, what a month costs, and any rules.
Extras
Help Original Medicare doesn’t give you.
- Dental IncludedCleanings and exams: $0. Some bigger dental work included, more with an optional add-on you can buy.
- Vision IncludedYearly eye exam: $35. Glasses or contacts covered.Eyewear: plan pays up to $100 every two years.
- Hearing IncludedRoutine hearing test covered. Hearing aids covered.
- Over-the-counter items IncludedCovered for things like vitamins, pain relief and bandages.
- Fitness IncludedIncludes gym or fitness classes.
- Rides to care Included56 one-way rides to medical visits a year.
What changed from 2026
- Most you pay in a year2026$3,5002027$6,000
- Specialist visit2026$152027$20
- Urgent care2026$252027$50
- Emergency room2026$1252027$130
- Hospital stay2026$150 a day for days 1 to 7, then $0 for days 8 to 902027$0 for days 1 to 90
- Outpatient hospital care2026$150 to $3102027$0 to $310
- Lab tests2026$02027$5
- X-rays2026$02027$5
- MRI, CT and other scans2026$1502027$80
- Ground ambulance2026$2002027$300
- Skilled nursing facility2026$0 for days 1 to 20, then $100 a day for days 21 to 1002027$0 for days 1 to 100
- Over-the-counter items2026Up to $30 a month for things like vitamins, pain relief and bandages. Unused money does not carry over2027Covered for things like vitamins, pain relief and bandages
- Rides to care202628 round rides to medical visits a year202756 one-way rides to medical visits a year
Is my doctor in this plan?
Look up your doctors, then confirm with their office.
Call each doctor’s office and ask:
“Do you take CCHP Senior Value Program (HMO), plan number H0571-011, for 2027?”