Anthem Select (HMO-POS)
Anthem Blue Cross · HMO-POS · 2026 coverage
The big numbers
The plan premium is on top of your Part B premium.
- Monthly premium
- $0
- Most you pay in a year for covered care in network
- $7,550
- Higher than most plans here
- Drug deductible
- $0
- Tied for lowest here
- Medicare star rating
- 3 of 5
In plain English
Compared with the 21 other plans in Alameda County that the same person could join.
What stands out
- No monthly premium
- $115 for the emergency room, lower than most plans here
- No drug deductible, tied for lowest here
- Dental, vision and hearing extras included
Watch out for
- Up to $7,550 a year for covered care, higher than most plans here
- $1,575 for a 5-day hospital stay, higher than most plans here
- $45 for specialist visits, higher than most plans here
- $15 for primary care visits, highest of 22 plans here
What a year could cost
Premiums plus the plan’s copays for three example years. Medicines are not included.
- A light year$50$0 in premiums + $50 for careHigher than most plans here2 checkups and 2 lab tests.Uses the highest listed cost for: Lab tests.
- A busier year$325$0 in premiums + $325 for careHigher than most plans here4 checkups, 4 specialist visits, 4 lab tests, 1 X-ray and 1 urgent care visit.Uses the highest listed cost for: Lab tests.
- A hard year$2,955$0 in premiums + $2,955 for careHigher than most plans here6 checkups, 12 specialist visits, 6 lab tests, 2 scans, an ambulance ride, an ER visit and a 5-day hospital stay.Uses the highest listed cost for: Lab tests, MRI, CT and other scans.
The visit counts are examples we chose to show how costs add up, not a prediction. Your costs depend on the care you get.
What you pay for care
Your cost each time, at doctors and hospitals in the plan’s network.
- Primary care visit$15Highest of 22 plans here
- Specialist visit$45Higher than most plans hereReferral neededPlan approval may be needed
- Urgent care$35Higher than most plans here
- Emergency room$115Lower than most plans hereNot charged if you stay in the hospital within 24 hours
- Hospital stay$315 a day for days 1 to 6, then $0 for days 7 to 90Higher than most plans herePlan approval may be needed
- Lab tests$0 to $10Depends on the serviceReferral neededPlan approval may be needed
More care: surgery, X-rays, scans, ambulance, nursing home
- Outpatient surgery center$0 to $275Depends on the serviceReferral neededPlan approval may be needed
- Outpatient hospital care$0 to $315Depends on the service
- X-rays$10Higher than most plans hereReferral neededPlan approval may be needed
- MRI, CT and other scans$10 to $150Depends on the serviceReferral neededPlan approval may be needed
- Ground ambulance$275Higher than most plans herePlan approval may be needed
- Skilled nursing facility$0 for days 1 to 20, then $218 a day for days 21 to 100Plan approval may be needed
From the costs the plan filed with Medicare for 2026. A range like “$0 to $100” means the cost depends on the service or the place. “Lower than most” compares this plan with the 21 other plans in Alameda County that the same person could join. Read the plan’s 2026 booklet (PDF)
What medicines cost
| Drug tier | Preferred pharmacy | Other network pharmacy |
|---|---|---|
| 1Preferred Generic | $0 | $0 |
| 2Generic | $0 | $0 |
| 3Preferred Brand | $42 | $47 |
| 4Non-Preferred Drug | 25% of the price | 25% of the price |
| 5Specialty Tier | 33% of the price | 33% of the price |
For a 1-month supply. Covered insulin costs at most $35 for a month’s supply. Your medicine’s tier is on the plan’s drug list; check it below.
Check my medicines
See if this plan covers each medicine you take in 2026, and what a month costs.
Type the name on the bottle. Add the strength to narrow it down.
Add each medicine once. We’ll show if this plan covers it, what a month costs, and any rules.
Extras
Help Original Medicare doesn’t give you.
- Dental IncludedCleanings and exams covered.
- Vision IncludedYearly eye exam: $0. Glasses or contacts covered.Eyewear: plan pays up to $225 a year.
- Hearing IncludedHearing test: $0. Hearing aids covered.Hearing aids: plan pays up to $3,000 a year, both ears.
- Over-the-counter items IncludedUp to $45 every three months for things like vitamins, pain relief and bandages.Unused money does not carry over.
- Fitness Not included
- Rides to care Not included
Is my doctor in this plan?
Look up your doctors, then confirm with their office.
Call each doctor’s office and ask:
“Do you take Anthem Select (HMO-POS), plan number H0544-098, for 2026?”