Anthem Medicare Advantage (HMO-POS)
Anthem Blue Cross · HMO-POS · 2027 coverage
The big numbers
The plan premium is on top of your Part B premium.
- Monthly premium
- $0
- Most you pay in a year for covered care in network
- $3,000
- Drug deductible
- $0
- Medicare star rating
- No rating yet
In plain English
Compared with the 18 other plans in Fresno County that the same person could join.
What stands out
- No monthly premium
- No drug deductible
- Dental, vision and hearing extras included
Watch out for
- $15 for specialist visits, higher than most plans here
- $5 for primary care visits, highest of 19 plans here
- $150 for the emergency room, tied for highest here
- $35 for urgent care, higher than most plans here
What a year could cost
Premiums plus the plan’s copays for three example years. Medicines are not included.
- A light year$30$0 in premiums + $30 for careHigher than most plans here2 checkups and 2 lab tests.Uses the highest listed cost for: Lab tests.
- A busier year$205$0 in premiums + $205 for care4 checkups, 4 specialist visits, 4 lab tests, 1 X-ray and 1 urgent care visit.Uses the highest listed cost for: Lab tests, X-rays.
- A hard year$2,280$0 in premiums + $2,280 for careHigher than most plans here6 checkups, 12 specialist visits, 6 lab tests, 2 scans, an ambulance ride, an ER visit and a 5-day hospital stay.Uses the highest listed cost for: Lab tests, MRI, CT and other scans.
The visit counts are examples we chose to show how costs add up, not a prediction. Your costs depend on the care you get.
What you pay for care
Your cost each time, at doctors and hospitals in the plan’s network.
- Primary care visit$5Highest of 19 plans here
- Specialist visit$15Higher than most plans hereReferral neededPlan approval may be needed
- Urgent care$35Higher than most plans here
- Emergency room$150Tied for highest hereNot charged if you stay in the hospital within 24 hours
- Hospital stay$225 a day for days 1 to 7, then $0 for days 8 to 90Plan approval may be needed
- Lab tests$0 to $10Depends on the serviceReferral neededPlan approval may be needed
More care: surgery, X-rays, scans, ambulance, nursing home
- Outpatient surgery center$0 to $200Depends on the serviceReferral neededPlan approval may be needed
- Outpatient hospital care$0 to $225Depends on the service
- X-rays$0 to $50Depends on the serviceReferral neededPlan approval may be needed
- MRI, CT and other scans$0 to $220Depends on the serviceReferral neededPlan approval may be needed
- Ground ambulance$295Plan approval may be needed
- Skilled nursing facility$0 for days 1 to 20, then $221 a day for days 21 to 100Plan approval may be needed
From the costs the plan filed with Medicare for 2027. A range like “$0 to $100” means the cost depends on the service or the place. “Lower than most” compares this plan with the 18 other plans in Fresno County that the same person could join. Read the plan’s 2027 booklet (PDF)
What medicines cost
| Drug tier | Preferred pharmacy | Other network pharmacy |
|---|---|---|
| 1Preferred Generic | $0 | $0 |
| 2Generic | $0 | $0 |
| 3Preferred Brand | $42 | $47 |
| 4Non-Preferred Drug | 30% of the price | 30% of the price |
| 5Specialty Tier | 33% of the price | 33% of the price |
For a 1-month supply. Covered insulin costs at most $35 for a month’s supply. Your medicine’s tier is on the plan’s drug list; check it below.
Check my medicines
See if this plan covers each medicine you take in 2027, and what a month costs.
Type the name on the bottle. Add the strength to narrow it down.
Add each medicine once. We’ll show if this plan covers it, what a month costs, and any rules.
Extras
Help Original Medicare doesn’t give you.
- Dental IncludedCleanings and exams: $0. Some bigger dental work included, more with an optional add-on you can buy.Cleanings and exams: plan pays up to $500 a year. Plan pays up to $500 a year for all dental.
- Vision IncludedYearly eye exam: $0. Glasses or contacts covered.Eyewear: plan pays up to $150 a year.
- Hearing IncludedHearing test: $0. Hearing aids covered.Hearing aids: plan pays up to $1,500 a year, both ears.
- Over-the-counter items IncludedUp to $40 every three months for things like vitamins, pain relief and bandages.Unused money does not carry over.
- Fitness Not included
- Rides to care Not included
What changed from 2026
- Emergency room2026$1302027$150
- Skilled nursing facility2026$0 for days 1 to 20, then $218 a day for days 21 to 1002027$0 for days 1 to 20, then $221 a day for days 21 to 100
- Vision2026Yearly eye exam: $0. Glasses or contacts covered. Eyewear: plan pays up to $250 a year2027Yearly eye exam: $0. Glasses or contacts covered. Eyewear: plan pays up to $150 a year
- Over-the-counter items2026Up to $90 every three months for things like vitamins, pain relief and bandages. Unused money does not carry over2027Up to $40 every three months for things like vitamins, pain relief and bandages. Unused money does not carry over
Is my doctor in this plan?
Look up your doctors, then confirm with their office.
Call each doctor’s office and ask:
“Do you take Anthem Medicare Advantage (HMO-POS), plan number H0544-056, for 2027?”