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2027 Medicare plans

Anthem I CareMore Chronic Care (HMO-POS C-SNP)

Anthem Blue Cross · HMO-POS C-SNP · 2027 coverage

Plan ID H0544_004_000 · Coverage begins January 1, 2027

The big numbers

The plan premium is on top of your Part B premium.

Monthly premium
$0
Most you pay in a year for covered care in network
$800
Lower than most plans here
Drug deductible
$100
Lower than most plans here
Medicare star rating
No rating yet

This is a special needs plan. Only some people can join: Chronic or Disabling Condition.

In plain English

Compared with the 40 other plans in Orange County that the same person could join.

What stands out

  • No monthly premium
  • At most $800 a year for covered care, lower than most plans here
  • $100 for the emergency room, lower than most plans here
  • $100 drug deductible, lower than most plans here

Watch out for

  • You need a referral to see a specialist

What a year could cost

Premiums plus the plan’s copays for three example years. Medicines are not included.

  • A light year$0$0 in premiums + $0 for care2 checkups and 2 lab tests.
  • A busier year$0$0 in premiums + $0 for care4 checkups, 4 specialist visits, 4 lab tests, 1 X-ray and 1 urgent care visit.
  • A hard year$220$0 in premiums + $220 for care6 checkups, 12 specialist visits, 6 lab tests, 2 scans, an ambulance ride, an ER visit and a 5-day hospital stay.

The visit counts are examples we chose to show how costs add up, not a prediction. Your costs depend on the care you get.

What you pay for care

Your cost each time, at doctors and hospitals in the plan’s network.

  • Primary care visit$0
  • Specialist visit$0Referral needed
  • Urgent care$0
  • Emergency room$100Lower than most plans hereNot charged if you stay in the hospital within 24 hours
  • Hospital stay$0 per stayPlan approval may be needed
  • Lab tests$0Plan approval may be needed
More care: surgery, X-rays, scans, ambulance, nursing home
  • Outpatient surgery center$0Plan approval may be needed
  • Outpatient hospital care$0
  • X-rays$0Plan approval may be needed
  • MRI, CT and other scans$0Plan approval may be needed
  • Ground ambulance$120Plan approval may be needed
  • Skilled nursing facility$0 for days 1 to 20, then $25 a day for days 21 to 100Plan approval may be needed

From the costs the plan filed with Medicare for 2027. A range like “$0 to $100” means the cost depends on the service or the place. “Lower than most” compares this plan with the 40 other plans in Orange County that the same person could join. Read the plan’s 2027 booklet (PDF)

What medicines cost

Drug tierPreferred pharmacyOther network pharmacy
1Preferred Generic$0$0
2Generic$0$10
3Preferred BrandAfter the deductible$45$47
4Non-Preferred DrugAfter the deductible30% of the price30% of the price
5Specialty TierAfter the deductible32% of the price32% of the price
6Select Care Drugs$0$0

For a 1-month supply. The $100 drug deductible applies only to the tiers marked. Covered insulin costs at most $35 for a month’s supply. Your medicine’s tier is on the plan’s drug list; check it below.

Check my medicines

See if this plan covers each medicine you take in 2027, and what a month costs.

Type the name on the bottle. Add the strength to narrow it down.

Add each medicine once. We’ll show if this plan covers it, what a month costs, and any rules.

Extras

Help Original Medicare doesn’t give you.

  • Dental IncludedCleanings and exams: $0. Some bigger dental work included, more with an optional add-on you can buy.Cleanings and exams: plan pays up to $3,000 a year. Plan pays up to $3,000 a year for all dental.
  • Vision IncludedYearly eye exam: $0. Glasses or contacts covered.Eyewear: plan pays up to $300 a year.
  • Hearing IncludedHearing test: $0. Hearing aids covered.Hearing aids: plan pays up to $3,000 a year, both ears.
  • Over-the-counter items IncludedUp to $95 every three months for things like vitamins, pain relief and bandages.Unused money does not carry over.
  • Fitness IncludedIncludes gym or fitness classes.
  • Rides to care Included104 one-way rides to medical visits a year.

What changed from 2026

  • Ground ambulance2026$1002027$120

See the 2026 plan

Is my doctor in this plan?

Look up your doctors, then confirm with their office.

Call each doctor’s office and ask:

“Do you take Anthem I CareMore Chronic Care (HMO-POS C-SNP), plan number H0544-004, for 2027?”

View another coverage year