UHC Complete Care Support CA-3AP (HMO C-SNP)
UnitedHealthcare · HMO C-SNP · 2027 coverage
The big numbers
The plan premium is on top of your Part B premium.
- Monthly premium
- $0
- Most you pay in a year for covered care in network
- $9,850
- Tied for highest here
- Drug deductible
- $100
- Lower than most plans here
- Medicare star rating
- No rating yet
This is a special needs plan. Only some people can join: Chronic or Disabling Condition.
In plain English
Compared with the 37 other plans in San Bernardino County that the same person could join.
What stands out
- No monthly premium
- $100 drug deductible, lower than most plans here
Watch out for
- Up to $9,850 a year for covered care, tied for highest here
- $1,955 for a 5-day hospital stay, highest of 25 plans here
- No dental extra, though most plans here have one
- You need a referral to see a specialist
What a year could cost
Premiums plus the plan’s copays for three example years. Medicines are not included.
- A light year$0$0 in premiums + $0 for care2 checkups and 2 lab tests.Not counted, because the plan charges a percentage: Primary care visit.
- A busier year$40$0 in premiums + $40 for careHigher than most plans here4 checkups, 4 specialist visits, 4 lab tests, 1 X-ray and 1 urgent care visit.Uses the highest listed cost for: Urgent care.Not counted, because the plan charges a percentage: Primary care visit, Specialist visit, X-rays.
- A hard year$2,070$0 in premiums + $2,070 for careHigher than most plans here6 checkups, 12 specialist visits, 6 lab tests, 2 scans, an ambulance ride, an ER visit and a 5-day hospital stay.Not counted, because the plan charges a percentage: Primary care visit, Specialist visit, MRI, CT and other scans, Ground ambulance.
The visit counts are examples we chose to show how costs add up, not a prediction. Your costs depend on the care you get.
What you pay for care
Your cost each time, at doctors and hospitals in the plan’s network.
- Primary care visit0% to 20%Depends on the service
- Specialist visit0% to 20%Depends on the serviceReferral neededPlan approval may be needed
- Urgent care$0 to $40Depends on the service
- Emergency room$115Not charged if you stay in the hospital within 24 hours
- Hospital stay$1,955 per stayHighest of 25 plans hereReferral neededPlan approval may be needed
- Lab tests$0Referral neededPlan approval may be needed
More care: surgery, X-rays, scans, ambulance, nursing home
- Outpatient surgery center0% to 20%Depends on the serviceReferral neededPlan approval may be needed
- Outpatient hospital care0% to 20%Depends on the service
- X-rays20%Referral neededPlan approval may be needed
- MRI, CT and other scans0% to 20%Depends on the serviceReferral neededPlan approval may be needed
- Ground ambulance20%Plan approval may be needed
From the costs the plan filed with Medicare for 2027. A range like “$0 to $100” means the cost depends on the service or the place. “Lower than most” compares this plan with the 37 other plans in San Bernardino County that the same person could join. Read the plan’s 2027 booklet (PDF)
What medicines cost
| Drug tier | Network pharmacy |
|---|---|
| 1Preferred Generic | $0 |
| 2Generic | $0 |
| 3Preferred BrandAfter the deductible | 24% of the price |
| 4Non-Preferred DrugAfter the deductible | 25% of the price |
| 5Specialty TierAfter the deductible | 32% of the price |
For a 1-month supply. The $100 drug deductible applies only to the tiers marked. Covered insulin costs at most $35 for a month’s supply. Your medicine’s tier is on the plan’s drug list; check it below.
Check my medicines
See if this plan covers each medicine you take in 2027, and what a month costs.
Type the name on the bottle. Add the strength to narrow it down.
Add each medicine once. We’ll show if this plan covers it, what a month costs, and any rules.
Extras
Help Original Medicare doesn’t give you.
- Dental Not included
- Vision IncludedYearly eye exam: $0. Glasses or contacts covered.Eyewear: plan pays up to $300 a year.
- Hearing IncludedHearing test: $0. Hearing aids covered.Hearing aids: plan pays up to $1,500 every two years, both ears.
- Over-the-counter items IncludedCovered for things like vitamins, pain relief and bandages.
- Fitness IncludedIncludes gym or fitness classes.
- Rides to care Included36 one-way rides to medical visits a year.
What changed from 2026
- Monthly premium2026$12 a month2027$0 a month
- Most you pay in a year2026$9,2502027$9,850
- Drug deductible2026$6152027$100
- Hospital stay2026$1,620 per stay2027$1,955 per stay
- Fitness2026Includes gym or fitness classes and memory fitness2027Includes gym or fitness classes
Is my doctor in this plan?
Look up your doctors, then confirm with their office.
Call each doctor’s office and ask:
“Do you take UHC Complete Care Support CA-3AP (HMO C-SNP), plan number H0543-241, for 2027?”