Part A & B Cost Estimator 2026

Estimate your Medicare premiums and deductibles

How many quarters have you (or your spouse) worked and paid Medicare taxes?

40+ quarters (10+ years)

Most people

30-39 quarters (7.5-10 years)

Reduced premium

Less than 30 quarters

Full premium required

Answer the question to see your estimate

What each part covers

Part A

Inpatient hospital care
Skilled nursing facility
Hospice care
Home health care

Part B

Doctor visits
Outpatient care
Preventive services
Durable medical equipment

See how costs fit your budget

Get a full cost picture across plan types.

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