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IRMAA Calculator 2026
Calculate your Income-Related Monthly Adjustment Amount
$
Enter your income to see results
What is IRMAA?
IRMAA is an extra charge on Medicare Part B and Part D premiums when income exceeds certain levels. It uses MAGI from two years ago.
2026 IRMAA brackets (single filers)
| MAGI | Part B | Part D |
|---|---|---|
| ≤ $106,000 | $0 | $0 |
| $106,001 – $133,000 | $74.00 | $13.70 |
| $133,001 – $167,000 | $185.00 | $35.30 |
| $167,001 – $200,000 | $295.90 | $57.00 |
| $200,001 – $500,000 | $406.90 | $78.60 |
| > $500,000 | $443.90 | $85.80 |
IRMAA affects your total Medicare cost
Explore plan options that may reduce your out-of-pocket costs.
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