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Anthem Medicare Advantage (HMO-POS)
Anthem Blue Cross

HMO-POSSanta Clara CountyIncludes Part DPlan year 2026
$0/momonthly premium
$2,899most you pay in-network per year
3overall CMS star rating
1,013members enrolled, January 2026

Plan-level limits

Premium, deductibles, and the most you can pay out of pocket in a year.

In-network out-of-pocket maximum$2,899
Plan premium, per month$0

What a year on this plan would likely cost

What you pay for care

In-network costs for every service in this plan's CMS benefit filing. A copay is a fixed dollar amount; coinsurance is a percentage of the bill.

68 services

Hospital stays

Inpatient hospital stay
Days 1–5$95 per day
Days 6–90$0 per day
Inpatient psychiatric stay
Days 1–5$120 per day
Days 6–90$0 per day
Skilled nursing facility stay
Days 1–20$0 per day
Days 21–100$218 per day

Doctor visits

Primary care visit
$0
You pay nothing
Specialist visit
$0
You pay nothing
Telehealth visit
$0
You pay nothing
Other health care professional
$0
You pay nothing
Chiropractic care (Medicare-covered)
$20
Copay
Podiatry (Medicare-covered)
$0
You pay nothing

Emergency and urgent care

Emergency room visit
$150
Copay
Urgent care visit
$10
Copay
Emergency care outside the U.S.
$150
Copay
Up to $100,000
Urgent care outside the U.S.
$150
Copay
Emergency transportation outside the U.S.
$150
Copay

Mental health and substance use

Individual therapy session
$25
Copay
Group therapy session
$25
Copay
Opioid treatment program
$25
Copay
Partial hospitalization program
$40
Copay
Prior authorization required

Therapy and rehabilitation

Occupational therapy
$0
You pay nothing
Physical and speech therapy
$0
You pay nothing
Cardiac rehabilitation
$20
Copay
Intensive cardiac rehabilitation
$20
Copay
Pulmonary rehabilitation
$20
Copay
Supervised exercise therapy for peripheral artery disease
$20
Copay

Tests, labs and imaging

Lab services
$0
You pay nothing
Diagnostic tests
$0
You pay nothing
Diagnostic procedures
$0
You pay nothing
Diagnostic radiology (MRI, CT, PET)
$0
You pay nothing
Therapeutic radiology
20%
Coinsurance — your share of the bill

Outpatient hospital and surgery

Outpatient hospital services
$0–$200
Copay, depends on the service
Ambulatory surgical center
$0–$100
Copay, depends on the service
Observation services
$200
Copay
Blood services
$0
You pay nothing

Home health care

Home health visit
$0
You pay nothing

Ambulance

Ground ambulance
$0–$175
Copay, depends on the service
Air ambulance
$175
Copay

Medical equipment and supplies

Durable medical equipment
0–20%
Coinsurance, depends on the service
Medical supplies
20%
Coinsurance — your share of the bill
Prosthetic devices
20%
Coinsurance — your share of the bill

Dialysis

Dialysis
20%
Coinsurance — your share of the bill

Part B drugs

Part B drugs
0–20%
Coinsurance, depends on the service
Chemotherapy drugs
0–20%
Coinsurance, depends on the service
Part B insulin
$35
Copay

Preventive and wellness

Barium enema
$0
You pay nothing
Diabetes screening
$0
You pay nothing
Digital rectal exam
$0
You pay nothing
Electrocardiogram (EKG)
$0
You pay nothing
Fitness (health club membership)
$0
You pay nothing
Glaucoma screening
$0
You pay nothing
Nursing hotline
$0
You pay nothing
Personal emergency response system
$0
You pay nothing
Web / phone access
$0
You pay nothing

Vision

Eye exam (Medicare-covered)
$0
You pay nothing
Routine eye exam
$0
You pay nothing
Eyewear after cataract surgery (Medicare-covered)
$0
You pay nothing
Eyeglasses (lenses and frames)
$0
You pay nothing
Eyeglass lenses
$0
You pay nothing
Eyeglass frames
$0
You pay nothing
Contact lenses
$0
You pay nothing
Eyewear allowance
Up to $175 per year
Allowance

Hearing

Hearing exam (Medicare-covered)
$0
You pay nothing
Routine hearing exam
$0
You pay nothing
Hearing aid fitting and evaluation
$0
You pay nothing
Prescription hearing aids
$0
You pay nothing
Up to $3,000 per year, both ears combined
Over-the-counter hearing aids
$0
You pay nothing
Up to $300 per year

Extra benefits

Over-the-counter items
$0
You pay nothing
Up to $38 every three months
Acupuncture
$0
You pay nothing
Medicare Community Resource Support
$0
You pay nothing

Extra benefits beyond Original Medicare

Supplemental benefits this plan filed with CMS, with the cap and period exactly as filed.

3 offered · 19 not offered

Personal Emergency Response System (PERS)

No copayMandatory
Included

Fitness Benefit

Physical Fitness

No copayMandatory
Included

Remote Access Technologies (including Web/Phone-based technologies and Nursing Hotline)

Nursing Hotline; Web/Phone-based technologies

No copayMandatory
Included

Not offered by this plan

Health EducationIn-Home Safety AssessmentMedical Nutrition Therapy (MNT)Post discharge In-Home Medication ReconciliationRe-admission PreventionWigs for Hair Loss Related to ChemotherapyWeight Management ProgramsAlternative TherapiesTherapeutic MassageAdult Day Health ServicesNutritional/Dietary BenefitHome-Based Palliative CareIn-Home Support ServicesSupport for Caregivers of EnrolleesAdditional Sessions of Smoking and Tobacco Cessation CounselingEnhanced Disease ManagementTelemonitoring ServicesHome and Bathroom Safety Devices and ModificationsCounseling Services

Dental

No dental deductible.

Preventive

Oral examsNo copay
CleaningsNo copay
X-raysOptional
Fluoride treatmentOptional

Medicare-covered dental services: $0 copay.

Prescription drugs (Part D)

$0 annual drug deductible · 5 formulary tiers · mail order available. Costs shown for a 30-day supply.

Initial coverage

TierPreferred retailStandard retailMail orderInsulinDeductible
1. Preferred GenericNo copayNo copayWaived
2. GenericNo copayNo copayWaived
3. Preferred Brand$42 copay$47 copay$35Waived
4. Non-Preferred Drug25% coinsurance25% coinsurance$35Waived
5. Specialty Tier specialty33% coinsurance33% coinsuranceWaived

Catastrophic (after the out-of-pocket threshold)

TierPreferred retailStandard retailMail orderInsulinDeductible
1. Preferred GenericNo copayNo copayNo copayWaived
2. GenericNo copayNo copayNo copayWaived
3. Preferred BrandNo copayNo copayNo copay$35Waived
4. Non-Preferred DrugNo copayNo copayNo copay$35Waived
5. Specialty Tier specialtyNo copayNo copayNo copayWaived

Out-of-pocket threshold for the catastrophic phase: $2,100.

Is my medicine on this plan’s list?

Pharmacies near you in this plan's network

From the plan's filed Part D pharmacy network, matched to geocoded pharmacy locations. Preferred pharmacies come first: they carry the lower copay column in the tier table above. The ZIP you enter stays in this browser.

CMS star ratings

Star ratings are set by CMS for the whole contract, so every plan under this contract shares them.

42 measures
3 out of 5Overall rating
3 out of 5Health services (Part C)
3.5 out of 5Drug plan (Part D)

Staying healthy: screenings, tests and vaccines

3
  • Annual flu vaccine3
  • Breast cancer screening2
  • Colorectal cancer screening3
  • Monitoring physical activity3
  • Improving or maintaining mental health1
  • Improving or maintaining physical health3

Managing chronic (long-term) conditions

3
  • Readmissions3
  • Kidney health4
  • Blood pressure3
  • Reducing falls4
  • Statin therapy3
  • Pain assessment4
  • Bladder control4
  • Medication review5
  • Diabetes eye exam3
  • Transitions of care3
  • Diabetes blood sugar3
  • Osteoporosis management3
  • Followup after emergency department visit2
  • Medication reconciliation4
  • Special needs plan SNP care management1

Member experience with the health plan

1
  • Customer service1
  • Health plan rating2
  • Getting needed care1
  • Getting appointments1

Member complaints and changes in the plan's performance

4
  • Complaints4
  • Members leaving3
  • Quality improvement5

Health plan customer service

4
  • Call center5
  • Timely decisions3
  • Appeals decisions3

Drug plan customer service

5
  • Call center foreign language interpreter and TTY availability5

Drug plan complaints and changes

4
  • Complaints4
  • Members leaving3
  • Quality improvement5

Member experience with the drug plan

  • Drug plan rating2

Drug safety and accuracy of drug pricing

4
  • Price accuracy5
  • Statin diabetes4
  • Medication therapy management comprehensive medication review completion5
  • Medication adherence for diabetes medications3
  • Medication adherence for hypertension RAS antagonists s3
  • Medication adherence for cholesterol statins2

Why members leave this contract

Problems with coverage of doctors and hospitals
32%
Plan would not provide or pay for needed care
17%
Trouble getting information or help from the plan
13%
Cost and other financial reasons
11%

Service area and network

Sold in 1 California county.

Santa Clara

Doctor directory

14,199 providers are named in Anthem Blue Cross’s directory for this plan, dated Sep 8, 2026.

A doctor named there is listed. A doctor missing from it is unknown, never out of network: carrier directories are partial and change monthly. Open the carrier directory

Contract with Medicare sinceFeb 1, 2003
Medicare Advantage regionCalifornia

Ask about this plan

A question box grounded in this plan's filed benefits, drug list, and pharmacy network. It reads the same records shown on this page and says so when something is not filed.

Answers come from this plan’s filed benefits, drug list, and pharmacy network. They are not enrollment advice; the Evidence of Coverage is the final word.